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We all love our holidays, but what if you fall ill or have an accident; you could have money or luggage stolen; your holiday might be cancelled or cut short through injury or illness; you might have a road accident or have your car stolen. A holiday insurance policy can cover all these risks and more.

Although taking out travel insurance should be one of the first things on the list when travelling abroad, it is often not even considered for trips made within the UK. On the face of it, this seems relatively obvious. After all, if you have an accident on a domestic holiday, there is no chance of having to remortgage your house in order to pay for the medical expenses.