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Our Business Finance Solutions

Business Purchase

We partner with lenders across the market to provide funding for business purchases, regardless of size. From small businesses to large multi-million-pound takeovers, we can source the best lender with most economical rates and the most beneficial offer. For more information contact us.


People are constantly being reminded to shop around for the best deals on their personal finances, but when was the last time you considered refinancing your business loans?

Whether you’re looking to save money on your total repayment, cut down on monthly outgoings, or take up a completely different lending option altogether, refinancing can bring a wealth of advantages to your business.

Principals being a whole of market service provider, we work with a number of institutional lenders, including high street banks, alternative lenders and independent lenders. which makes it easy to find, compare and select lenders who are most likely to give you favourable terms and an offer.

Business Expansion

There comes a point when any growing or thriving small business sees an opportunity to grow if they have sufficient capital to help with the expansion. Sometimes these expansion opportunities have been planned long in advance, and other times these business expansion opportunities are spur of the moment. During those times, having expansion capital is crucial.

At Principals, we have considerable experience in dealing with clients looking to expand their businesses and in accessing the funding that is needed.

Whatever the business expansion finance solution appropriate for your business, we are likely to identify sources offering financially attractive ways forward being a whole of market service provider.

Cash Flow Finance

If your business needs a cash flow boost, then this could be the perfect product for you. Whether you are looking to expand your premises or workforce, take your company to the next level or cover an unexpected bill, cash flow lending is the ideal solution.

Are you looking for Cash Flow Finance, feel free to contact us for more details.

Invoice Discounting

Invoice discounting also known as Invoice Finance allows a business to borrow money, secured against its sales invoices for goods or services which have been delivered. The invoice discounting company (discounter) will lend a percentage of the value of the business’s sales ledger, effectively using the unpaid sales invoices as collateral for the borrowing.

Invoice finance is a dynamic way to finance your business. SMEs all over the UK are finding it of benefit. Do not get left behind by assuming an overdraft is the only option you have to develop your business – give us a call to discuss how invoice finance can work for you.


The acquisition of assets – particularly expensive capital equipment – is a major commitment for many businesses. How that acquisition is funded requires careful planning.

Rather than pay for the asset outright using cash, it can often make sense for businesses to look for ways of spreading the cost of acquiring an asset, to coincide with the timing of the revenue generated by the business. The most common sources of medium term finance for investment in capital assets are Hire Purchase and Leasing.

Leasing and hire purchase are financial facilities which allow a business to use an asset over a fixed period, in return for regular payments. The business customer chooses the equipment it requires, and the finance company buys it on behalf of the business, give us a call to discuss how lease finance can work for you.